It is inappropriate to use their credit cards for online shopping without their parents' consent, whether from the perspective of law, ethics or family trust. The following are detailed considerations and suggestions： --- ### **1. Legal risks** -**Unauthorized use of credit cards may be illegal** In most countries and regions, it is illegal to use another person's credit card** without the express consent of the cardholder** (such as fraud, theft, or unauthorized transfer of funds). Even if you are their child, parents still have the right to be held accountable. -**Game platforms may be held accountable** If your parents find out that the transaction complained to the bank or platform is “unauthorized”, your game account may be blocked or even face legal disputes. --- ### **2. Ethics and family trust issues** -**Breach of trust** Parents may have clear financial plans (such as savings, bill payment). Unauthorized use of their funds will damage their trust in you and cause family conflicts. -**Cultivation of sense of responsibility** Obtaining permission through communication, or using one's own pocket money to consume, can reflect respect for the property of others and the ability to make independent decisions. --- ### **3. Practical obstacles** -**Payment verification** Many online payments require a CVV code, SMS verification, or cardholder identity confirmation, and you may not be able to complete the transaction. -**Parents may find out in time** Bank notification text messages, billing emails, etc. will expose consumption records, leading to follow-up problems. --- ###**What should I do? ** 1. **Proactive communication** -Explain to your parents the content of the game you want to buy and why (such as promotions, friends playing together, etc.). -Propose to exchange for permission through housework, achievement of learning goals, etc. 2. **Use your own funds** -If you have pocket money or savings, it is more autonomous and risk-free to buy with your own money. 3. **Set consumption limit** -If the parents agree, they can negotiate to bind a limited sub-card, or complete the payment under their supervision. --- ###**Summary** **It is not recommended to use your parents' credit card without permission**. Good communication and integrity can better solve problems and avoid potential crises in legal and family relations. If you encounter an emergency (such as a false deduction of money from your account), you should also inform your parents as soon as possible, not conceal it.