Please note that I am not a registered financial advisor and the following does not constitute specific investment advice. It is for reference only. Whether to give priority to well-known companies such as Apple and Microsoft needs to be comprehensively judged in combination with your investment goals, risk tolerance, investment period and overall asset allocation strategy. The following points may serve as a reference for thinking: 1. Advantages of well-known companies: • Large blue-chip companies such as Apple and Microsoft usually have stable performance, high market share and mature business models. • In periods of economic fluctuations, such companies may have relatively strong risk resistance, and some investors consider them to be "safe havens". 2. Potential limitations: • The stock prices of well-known companies often reflect the market's high expectations, and the valuations may be high, and the future growth space may be limited by expectations. • For investors who hope to obtain higher returns in emerging industries, some small and medium-sized companies or companies in the growth stage may be more attractive, but this is usually accompanied by higher volatility and risk. 3. The importance of portfolio diversification: • Whether investing in blue-chip stocks or growth stocks, diversification is an effective way to reduce the risk of a single industry or individual stock. • According to your own situation, appropriately allocating different types of assets (such as companies of different sizes and industries, bonds, funds, etc.) can usually better balance risks and returns. 4. Personalized strategy: • If you have a low risk tolerance, your investment goal is long-term stability, and you are looking for relatively steady growth, blue chip stocks such as Apple and Microsoft may be a good choice. • If you are more concerned about the forefront of the industry and high growth potential, and can accept greater volatility, then appropriately allocating some growth companies may also bring more returns. In short, there is no "one size fits all" answer. It is recommended that you fully evaluate your financial situation, long-term goals and risk preferences before making an investment decision, and consult a professional financial advisor to develop an investment strategy that suits you based on your actual situation.