During the insurance claim process, some criminals may use the following strategies to exaggerate losses or fabricate false events to obtain more compensation: 1. **Fictitious event**: intentionally creating an accident or loss that does not exist, such as claiming that the vehicle was stolen or the house was damaged. 2. **Exaggerated loss**: intentionally exaggerating the actual loss when it is small, such as reporting a small scratch as serious collision damage, or exaggerating the value of property. 3. **Collaboration**: Conspiring with others to create seemingly legitimate claims and share the fraudulent compensation. 4. **Duplicate claims**: filing claims with multiple insurance companies for the same incident, or claiming the same loss repeatedly at different times. 5. **Falsified documents**: providing forged invoices, receipts or other supporting documents to support false claims. 6. **Hidden or fictitious property**: concealing the original loss or claiming undiscovered losses to obtain more compensation. 7. **Exploiting others’ injuries**: intentionally injuring others in order to make a claim, or faking injuries to obtain medical compensation. 8. **Time fraud**: intentionally delaying or filing a claim at an inappropriate time while waiting for compensation to increase the compensation amount. These actions are not only illegal, but can also result in serious legal consequences, including criminal prosecution and civil claims. Insurance companies typically conduct careful investigations to identify and protect against these fraudulent activities.