When choosing an online lending platform, you need to consider many factors, such as interest rates, loan amounts, repayment flexibility, and platform reputation. Here are some well-known online lending platforms that usually offer relatively low interest rates and high loan amounts, but the specific conditions will vary depending on the borrower's credit status and region: 1. **LendingClub** - This platform provides personal loans, and the interest rates are usually reasonable, and the amount can reach tens of thousands of dollars. 2. **Prosper** - Prosper is similar to LendingClub. It is also a P2P lending platform. The interest rate and amount depend on the borrower's credit score. 3. **SoFi** - Mainly for borrowers with good credit, it provides lower interest rates and high loan amounts. It is often used for student loan refinancing and personal loans. 4. **Avant** - They provide personal loans for borrowers with medium credit scores. The interest rate may be slightly higher than SoFi, but it is still competitive. 5. **Upstart** - The platform uses artificial intelligence to assess the credit risk of borrowers, and usually provides financing for young borrowers with limited credit history but good employment prospects. Before choosing any platform, be sure to read the terms carefully and make sure you understand all the associated fees. In addition, it is recommended to compare the conditions and user reviews of multiple platforms to find the option that best suits you. At the same time, there are risks in using loans for investment, so please carefully evaluate your financial capabilities and investment plans.