It is not recommended to invest through online borrowing. Online lending, especially some informal platforms, has many risks, such as high-interest traps, violent collection, personal information leakage, and insecure capital security. It is likely that investors will not only be unable to realize investment returns, but will also fall into debt difficulties, causing huge economic losses and life troubles. A formal online lending platform with legal compliance and reasonable interest rates generally has strict assessments and restrictions on the amount, purpose, and repayment ability of loans, and usually does not encourage the use of loans for high-risk activities such as investment. Investment and financial management should be based on reasonable capital planning, one's own risk tolerance and professional knowledge, through formal financial institutions and legal and compliance channels, rather than relying on borrowing to carry out blindly. Please establish a correct concept of financial management and treat borrowing and investment behavior with caution.